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Can you really trust your broker or lender? Tuesday, September 9, 2008. The end of the mortgage industry as we know it. The mortgage industry has not known one piece of good news since summer of 2007. Over 265 mortgage lenders, most of them subprime. Major US banks have ceased their wholesale operations. Hundreds of thousands of mortgage related jobs have been lost. The government came to the rescue of bear sterns. As of yesterday the government. One of the few beacons of hope left is FHA.